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12px;font-size:clamp(28px,3.5vw,38px)}.calc-sub{text-align:center;color:#9aa1b0;margin:0 0 40px;font-size:14.5px}.calc-wrap{flex-wrap:wrap;gap:40px;max-width:1100px;margin:0 auto;display:flex}.calc-fields{flex-direction:column;flex:320px;gap:18px;display:flex}.calc-fields label{color:#9aa1b0;font-size:13px;display:block}.calc-fields input{color:#fff;background:#1c2029;border:1px solid #2c3140;border-radius:8px;width:100%;margin-top:6px;padding:13px 14px;font-size:15px}.calc-output{background:#1c2029;border-radius:16px;flex-direction:column;flex:320px;justify-content:center;gap:20px;padding:28px;display:flex}.calc-row{border-bottom:1px solid #2c3140;justify-content:space-between;padding-bottom:14px;display:flex}.calc-row span:first-child{color:#9aa1b0;font-size:14px}.calc-row span:last-child{font-size:16px;font-weight:700}.calc-net{justify-content:space-between;display:flex}.calc-net span:first-child{color:#9aa1b0;font-size:14.5px}.calc-net span:last-child{color:var(--accent);font-size:24px;font-weight:800}.faq-wrap{max-width:820px;margin:0 auto}.faq-item{border-bottom:1px solid var(--line)}.faq-q{text-align:left;cursor:pointer;width:100%;color:var(--ink);background:0 0;border:none;justify-content:space-between;align-items:center;padding:20px 0;font-size:16.5px;font-weight:700;display:flex}.faq-icon{color:var(--muted);font-size:20px;font-weight:400;transition:transform .2s}.faq-item.open .faq-icon{transform:rotate(45deg)}.faq-a{opacity:0;max-height:0;transition:all .25s;overflow:hidden}.faq-item.open .faq-a{opacity:1;max-height:300px}.faq-a p{color:var(--ink-soft);margin:0 0 20px;font-size:14.5px;line-height:1.6}.final-cta{text-align:center;background:var(--paper);padding:6vw}.final-cta p{color:var(--ink-soft);margin:0 0 28px;font-size:17px}.site-footer{color:var(--muted);padding:5vw 6vw 60px;font-size:13px}.footer-links{flex-wrap:wrap;gap:24px;margin-bottom:20px;display:flex}.footer-links a{color:var(--ink-soft)}.site-footer p{max-width:760px;line-height:1.6}.sticky-cta{border-top:1px solid var(--line);z-index:50;background:#fff;padding:12px 16px;transition:transform .25s;display:none;position:fixed;bottom:0;left:0;right:0;transform:translateY(100%);box-shadow:0 -8px 24px #14171f14}@media (max-width:760px){.sticky-cta{display:block}}.sticky-cta.visible{transform:translateY(0)}.checker-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:18px 20px;display:flex}.icon-btn{cursor:pointer;color:var(--ink-soft);background:0 0;border:none;width:28px;padding:4px;font-size:20px}.progress-wrap{padding:10px 20px 0}.progress-label{color:var(--muted);margin-bottom:8px;font-size:12px;font-weight:600}.progress-track{background:var(--line);border-radius:2px;height:4px;overflow:hidden}.progress-bar{background:var(--accent);border-radius:2px;width:0%;height:100%;transition:width .3s}.checker-body{flex-direction:column;flex:1;align-items:center;min-height:70vh;padding:36px 24px 100px;display:flex;overflow-y:auto}.checker-panel{width:100%;max-width:460px}.step-panel{display:none}.step-panel.active{display:block}.field-row{border:1.5px solid var(--border);border-radius:10px;align-items:center;margin-bottom:18px;padding:14px 16px;display:flex}.field-row .prefix{color:var(--muted);margin-right:10px;font-weight:600}.field-row input{background:0 0;border:none;outline:none;width:100%;font-family:inherit;font-size:17px}.option-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.option-list{flex-direction:column;gap:10px;display:flex}.opt-btn{border:1.5px solid var(--border);cursor:pointer;color:var(--ink);text-align:center;background:#fff;border-radius:10px;padding:15px 16px;font-size:14.5px;font-weight:600}.option-list .opt-btn{text-align:left}.opt-btn.selected{background:color-mix(in oklch, var(--accent) 10%, white);border-color:var(--accent);color:var(--accent)}.form-field{border:1.5px solid var(--border);border-radius:10px;width:100%;padding:14px 16px;font-family:inherit;font-size:16px}.form-stack{flex-direction:column;gap:14px;margin-bottom:22px;display:flex}.otp-input{text-align:center;letter-spacing:14px;border:1.5px solid var(--border);border-radius:10px;width:100%;padding:16px;font-family:inherit;font-size:26px;font-weight:700}.hint{color:#a7aebb;text-align:center;margin-top:16px;font-size:12.5px}.checkmark-circle{background:color-mix(in oklch, var(--accent) 15%, white);width:56px;height:56px;color:var(--accent);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 18px;font-size:26px;display:flex}.result-block{background:var(--paper);border-radius:14px;margin-bottom:16px;padding:20px}.result-block.accent{background:color-mix(in oklch, var(--accent) 8%, white)}.result-block .label{letter-spacing:.06em;color:var(--muted);margin-bottom:12px;font-size:12px;font-weight:700}.result-block.accent .label{color:var(--accent)}.result-line{justify-content:space-between;padding:6px 0;display:flex}.result-line span:first-child{color:var(--ink-soft);font-size:14px}.result-line span:last-child{font-weight:700}.net-benefit{text-align:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:20px;padding:22px 0}.net-benefit .label{color:var(--muted);margin-bottom:8px;font-size:13px;font-weight:600}.net-benefit .value{color:var(--accent);font-size:38px;font-weight:800}.score-badge{background:var(--ink);color:#fff;border-radius:20px;margin-bottom:18px;padding:8px 14px;font-size:12.5px;font-weight:700;display:inline-block}.checklist{text-align:left;background:var(--paper);border-radius:12px;flex-direction:column;gap:10px;margin-bottom:26px;padding:18px;font-size:14px;display:flex}.brand-mark{padding:0;overflow:hidden}.brand-mark img{object-fit:cover;width:100%;height:100%;display:block}.hamburger-btn{cursor:pointer;background:0 0;border:none;flex-direction:column;gap:5px;padding:6px;display:none}@media (max-width:820px){.nav a:not(.btn-nav){display:none}.site-header{padding:14px 5vw}.btn-nav{padding:10px 14px;font-size:12px}.nav{display:none}.hamburger-btn{display:flex}}.hamburger-btn span{background:var(--ink);width:22px;height:2px;display:block}.mobile-menu{border-bottom:1px solid var(--line);background:#fff;flex-direction:column;padding:8px 5vw 16px;display:none}.mobile-menu.open{display:flex}.mobile-menu a{color:var(--ink-soft);border-bottom:1px solid #f2f0ee;padding:12px 0}.mobile-menu a:last-child{border-bottom:none}.hero-cta-desktop{display:inline-flex}@media (max-width:760px){.hero-cta-desktop{display:none}}@media (max-width:680px){.hero{gap:8vw;padding:8vw 5vw}.hero-left{min-width:0}.hero-right{min-width:0;max-width:100%}.section{padding:10vw 5vw}.final-cta{padding:12vw 5vw}.site-footer{padding:8vw 5vw 48px}.trust{padding:0 5vw 8vw}.debt-grid{grid-template-columns:1fr}.steps-grid{grid-template-columns:1fr;gap:24px}.calc-wrap{flex-direction:column;gap:24px}.btn{box-sizing:border-box;text-align:center;width:100%}.btn-nav{width:auto}}@media (max-width:420px){.field-row .prefix{margin-right:6px}.otp-input{letter-spacing:8px}}@media (max-width:480px){.checker-body{padding:24px 16px 100px}.option-grid{grid-template-columns:1fr}}.login-page{background:var(--paper);justify-content:center;align-items:center;min-height:100vh;padding:24px;display:flex}.login-card{background:#fff;border-radius:20px;width:100%;max-width:380px;padding:36px 30px;box-shadow:0 30px 60px -30px #14171f2e}.login-brand{flex-direction:column;align-items:center;margin-bottom:28px;display:flex}.login-brand img{object-fit:cover;border-radius:12px;width:44px;height:44px;margin-bottom:12px}